We have been acquired by Royal London. Speak to a member of our Information Team on 0800 048 5804

Who is Responsible Life?

We are a wholly owned subsidiary of the Royal London Group, offering advice to UK homeowners aged 55 or over through Royal London Equity Release Advisers, a trading style of Responsible Life Limited. With our help, you could achieve your financial goals.

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What do we do?

We help UK homeowners aged 55 or over to consider how unlocking their property wealth might work for them. We offer no-obligation advice appointments with fully qualified experts, helping you to discover if releasing equity is the right choice for you.  

Your adviser will explain that a Lifetime Mortgage is a loan secured against your home, and how releasing equity will reduce the value of your estate and potentially affect your entitlement to means-tested benefits. Ask them for a personalised illustration. 

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With our customers every step of the way.

With our advice, you can be secure in the knowledge that you will have expert support every step of the way. From your very first appointment, your adviser will be working to achieve the right outcome for you.

If you choose to release equity with us under our new name of Royal London Equity Release Advisers, the same expert advice will be provided. Even when the tax-free cash has landed in your account, your adviser remains on hand for help and support.
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Working with...

Contact:
0800 048 5804
info@royallondoneradvice.com
Address:
Princess Court, 23 Princess St, Plymouth PL1 2EX
Opening times:

Monday: 08:30am to 6pm
Tuesday to Friday: 08:30am to 5:30pm
Weekends and bank holidays: Closed

“Royal London Equity Release Advisers” is a trading name of Responsible Life Limited. Responsible Life Limited uses Royal London branding under licence from Royal London Marketing Limited. “Royal London”, the “Royal London logo” and “Royal London Equity Release” are registered trade marks of The Royal London Mutual Insurance Society Limited. Royal London Marketing Limited and The Royal London Mutual Insurance Society Limited do not provide regulated mortgage advice.

Responsible Life Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 610205. Registered in England and Wales under company number 07162252. Registered office: Princess Court, 23 Princess Street, Plymouth PL1 2EX.

Responsible Life Limited is a wholly owned subsidiary of the Royal London Group who may benefit if you choose to take regulated mortgage advice. Being a wholly owned subsidiary of the Royal London Group does not alter Responsible Life Limited’s regulatory responsibilities.

If you choose a mortgage with required payments during your lifetime then your home may be repossessed if you do not keep up with the payments. Borrowing with a Lifetime Mortgage or Retirement Interest-Only Mortgage will reduce the value of your estate. Receiving a cash lump sum may also affect your entitlement to means-tested benefits. Think carefully before securing other debts against your home.

To understand the features and risks, ask for a personalised illustration. Your adviser will talk through the setting up costs of a mortgage. Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,890.
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